What you need to know

Imagine the convenience of having all your health care providers under one roof. Now, if you’re in California, stop imagining—’cause this dream could be a reality. Along with the two Cigna options, you have two additional medical plan options through Kaiser. Check out the highlights below, but keep in mind: The plans do not cover care from non-Kaiser providers except in the case of a life-threatening emergency.

No cost for COVID-19 treatment

We hope it doesn't happen to you, but if a doctor thinks you should get tested for COVID-19, you won't have to pay for the test or any related follow-up treatment. Your Kaiser plan will pay 100%, with no deductible or copay.

Kaiser

Wanna get smart?

Set aside pretax dollars in a Health Savings Account (HSA). Get free money from Workday. Feel secure in knowing you and your family are covered. What more could you want from a medical plan? Learn how a plan with an HSA works.

LEARN MORE

Kaiser Smart Plan With HSA

Cost LowDeductible highHSA yesCannot choose any doctor

 
  • Your per-paycheck contributions are the lowest of the Kaiser plans ($0 for employee-only coverage!).
  • For in-network preventive care services, the plan pays 100% (no copay or deductible).
  • For in-network doctor visits and services, the plan pays 80% after you meet the $1,500 individual/$3,000 family deductible.
  • Out-of-network services: The plan does not cover non-Kaiser providers, except in emergencies.
  • In-network prescription drugs:
    • Retail: $10 generic/$30 brand after deductible (30-day supply)
    • Mail-order: $20 generic/$60 brand after deductible (100-day supply)

Bonus! There’s a reason they call this the Smart Plan. When you enroll in it, you’re eligible for a Health Savings Account (HSA), and that lets you set aside pretax dollars to pay for eligible medical expenses. Can you say “ka-ching”? Plus, Workday chips in, so you get free money: $1,125 for employee-only coverage or $2,250 for other coverage. That’s 75% of the annual deductible! Pretty smart, huh?

Your first step to free money

If you enroll in the Kaiser Smart Plan, you need to elect the HSA during enrollment to receive the company contributions (even if you don't want to contribute to your account right now). Then, be sure to open your account with Fidelity.

Open your HSA account

Kaiser Traditional Plan

Cost MediumDeductible zeroHSA noCannot choose any doctor

 
  • Your per-paycheck contributions are moderate.
  • For in-network preventive care services, the plan pays 100% (no copay or deductible).
  • For in-network doctor visits, you pay a $20 copay and a set copay for certain other in-network services.
  • In-network services: The plan pays 100% with no deductible.
  • Out-of-network services: The plan does not cover non-Kaiser providers, except in emergencies.
  • In-network prescription drugs:
    • Retail: $10 generic/$30 brand (30-day supply)
    • Mail-order: $20 generic/$60 brand (100-day supply)

Your one-stop health-management tool

Once you’re enrolled in a Kaiser plan, be sure to register for My Health Manager. Here are just a few of the tasks you can handle—anytime, anywhere—through My Health Manager:

  • Email your doctor
  • View lab test results
  • Order prescription refills
  • Request routine appointments
  • Access your temporary ID card while you wait for the printed ID card to arrive. ID cards can take up to two to three weeks to be printed and mailed.

FYI

Learn more about your plan by reviewing the Kaiser Benefit Summaries and other plan documents.