Published on October 14, 2025

What you need to know

Workday picks up most of the tab for medical, dental, and vision plans for you and your dependents. Where allowed, your contributions are deducted from your paycheck on a pretax basis—so you pay less in taxes.

View 2025 contributions

Here are your per-paycheck contributions for 2025. Benefit deductions are taken on the first two paychecks of each month. For months with three paychecks, only 401(k) and ESPP are deducted from the third check.

Note: If you are covering a domestic partner, imputed income will also apply.
 

Medical
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
SimplePay Health$10.00$40.00$35.00$50.00
Cigna Smart Plan$10.00$40.00$35.00$50.00
Kaiser Smart Plan$10.00$40.00$35.00$50.00
Cigna Core Plan$25.00$137.50$120.00$250.00
Kaiser HMO$25.00$137.50$120.00$250.00

Dental
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
Delta Dental Plan$5.00$12.00$13.00$20.00
Cigna Dental$5.00$12.00$13.00$20.00

Vision
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
Vision Service Plan$2.50$5.00$5.00$9.50

Voluntary Life
Employee or Spouse Age BandRate per $1,000
Under age 25$0.019
25–29$0.022
30–34$0.029
35–39$0.033
40–44$0.042
45–49$0.067
50–54$0.106
55–59$0.163
60–64$0.253
65–69$0.439
70–74$0.784
75+$1.03

Note: Your rate will increase as you age and move to the next age band. Your age is based on how old you are on January 1 of the benefit year.

ChildRate per $1,000
One child or multiple children (premium is the same)    $0.109

Voluntary AD&D
 Rate per $1,000
Employee$0.010
Spouse$0.010
Child$0.010

Accident
PlanEE OnlyEE + Spouse/
Domestic Partner		EE + Child(ren)EE + Family
Unum Accident Plan$1.81$2.98$3.40$4.57

Hospital
 EE OnlyEE + Spouse/
Domestic Partner		EE + Child(ren)EE + Family
Unum Hospital Indemnity Plan$3.30$7.29$4.94$8.93

Critical Illness
Employee or Spouse/Domestic Partner Age Band$10,000 Benefit 
<25$1.23
25-29$1.43
30-34$1.68
35-39$2.08
40-44$2.78
45-49$3.78
50-54$5.23
55-59$7.13
60-64$10.03
65-69$14.33
70-74$21.03
75-79$28.63
80-84$37.38
85+$54.43
Employee or Spouse/Domestic Partner Age Band$20,000 Benefit 
<25$1.73
25-29$2.13
30-34$2.63
35-39$3.43
40-44$4.83
45-49$6.83
50-54$9.73
55-59$13.53
60-64$19.33
65-69$27.93
70-74$41.33
75-79$56.53
80-84$74.03
85+$108.13
Employee or Spouse/Domestic Partner Age Band$30,000 Benefit 
<25$2.23
25-29$2.83
30-34$3.58
35-39$4.78
40-44$6.88
45-49$9.88
50-54$14.23
55-59$19.93
60-64$28.63
65-69$41.53
70-74$61.63
75-79$84.43
80-84$110.68
85+$161.83

Legal Assistance

View the contributions and other details for the MetLife Legal plans.

Pet Insurance
 DogDog with WellnessCatCat with Wellness
Per pet$26.87$36.91$13.54 $21.76
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Spending Accounts

Your contributions for any of the spending accounts (HSA, FSAs, and commuter benefits) will depend on the elections you make during Annual Enrollment. For more information and details on annual limits, click on the button below.

Learn more

View 2026 contributions

Here are your per-paycheck contributions for 2026. Benefit deductions are taken on the first two paychecks of each month. For months with three paychecks, only 401(k) and ESPP are deducted from the third check.

Note: If you are covering a domestic partner, imputed income will also apply.
 

Medical
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
SimplePay Health$37.50$112.50$105.00$150.00
Cigna Smart Plan$37.50$112.50$105.00$150.00
Kaiser Smart Plan$37.50$112.50$105.00$150.00
Cigna Core Plan$87.50$205.00$170.00$375.00
Kaiser HMO$87.50$205.00$170.00$375.00

Dental
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
Delta Dental Plan$7.50$16.00$17.00$25.00
Cigna Dental$7.50$16.00$17.00$25.00

Vision
PlanEE OnlyEE + Spouse/ Domestic PartnerEE + Child(ren)EE + Family
Vision Service Plan$5.00$10.00$10.00$12.50

Voluntary Life
Employee or Spouse Age BandRate per $1,000
Under age 25$0.019
25–29$0.022
30–34$0.029
35–39$0.033
40–44$0.042
45–49$0.067
50–54$0.106
55–59$0.163
60–64$0.253
65–69$0.439
70–74$0.784
75+$1.03

Note: Your rate will increase as you age and move to the next age band. Your age is based on how old you are on January 1 of the benefit year.

ChildRate per $1,000
One child or multiple children (premium is the same)    $0.109

Voluntary AD&D
 Rate per $1,000
Employee$0.010
Spouse$0.010
Child$0.010

Long-Term Disability
 Rate per $100
Employee$0.06

Accident
PlanEE OnlyEE + Spouse/
Domestic Partner		EE + Child(ren)EE + Family
Unum Accident Plan$1.81$2.98$3.40$4.57

Hospital
 EE OnlyEE + Spouse/
Domestic Partner		EE + Child(ren)EE + Family
Unum Hospital Indemnity Plan$3.30$7.29$4.94$8.93

Critical Illness
Employee or Spouse/Domestic Partner Age Band$10,000 Benefit 
<25$1.23
25-29$1.43
30-34$1.68
35-39$2.08
40-44$2.78
45-49$3.78
50-54$5.23
55-59$7.13
60-64$10.03
65-69$14.33
70-74$21.03
75-79$28.63
80-84$37.38
85+$54.43
Employee or Spouse/Domestic Partner Age Band$20,000 Benefit 
<25$1.73
25-29$2.13
30-34$2.63
35-39$3.43
40-44$4.83
45-49$6.83
50-54$9.73
55-59$13.53
60-64$19.33
65-69$27.93
70-74$41.33
75-79$56.53
80-84$74.03
85+$108.13
Employee or Spouse/Domestic Partner Age Band$30,000 Benefit 
<25$2.23
25-29$2.83
30-34$3.58
35-39$4.78
40-44$6.88
45-49$9.88
50-54$14.23
55-59$19.93
60-64$28.63
65-69$41.53
70-74$61.63
75-79$84.43
80-84$110.68
85+$161.83

Legal Assistance

View the contributions and other details for the MetLife Legal plans.

Pet Insurance
 DogDog with WellnessCatCat with Wellness
Per pet$31.53$43.08$17.48 $27.02
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