What you need to know

One thing you can count on: At some point, you'll need to see a doctor or take some medicine. And that's when you'll really be thankful you have medical and prescription drug coverage. Whether it's a routine exam or care for the not-so-routine broken bone or soaring fever, our Workday medical and prescription drug plans have you and your family covered.

Choices, choices...

Everyone gets three great medical plans to choose from—two from Cigna and one from SimplePay Health—along with prescription drug coverage through CVS Caremark. And bonus if you're in California, Georgia, or Colorado: You get two additional Kaiser options.

Note: If you're one of our Workmates in Hawai‘i, your medical plan options are through either HMSA or Kaiser. You aren't eligible for SimplePay Health or Cigna plans. But, on the plus side, you live on an island.

Learn about Cigna
Learn about SimplePay Health
Learn about Kaiser

Medical plans

What to think about

All of our Workday plans offer comprehensive coverage, and they all feature an out-of-pocket maximum to protect you from mind-blowing bills. The OOP max, as those in the know like to call it, ensures that you only have to pay so much before the plan covers 100% of your bills (as long as you stay in network). So which plan is right for you? You can get a good idea by answering these questions:

  • If you're in California, Colorado, or Georgia, do you want the flexibility of having a big network of doctors (Cigna or SimplePay Health), or do you like the idea of having all your docs under one roof (Kaiser)?
  • How much do you anticipate spending on medical and prescription drug expenses? How much in premiums are you comfortable with deducting from each paycheck?
  • Want to reduce your taxes now and save for future medical expenses? You might want a plan with a Health Savings Account (HSA).
  • Could you come up with $500 to cover your deductible for an unexpected expense (hello, snowboarding accident)?
  • Do you want to shake things up completely with your medical plan by trying an innovative option with $0 premiums? Give SimplePay Health a close look.

Want to see the plans compared side by side? Just get the 2024 medical plan comparison chart (the printout doubles as a snazzy placemat).

Your personal CVS Care Concierge

When you have questions, Pete has answers. Cigna and SimplePay Health members can get help with all things prescription drugs, including finding in-network providers, understanding your benefits, investigating claims, and more!

Contact Pete

But wait… there’s more

While Workday has your back with comprehensive medical coverage, even the best medical plan won’t pay for your everyday costs while you’re getting well. So you may enroll in other insurance like critical illness, hospital, and accident insurance that can pay you cash for things your medical plan doesn’t cover, like groceries or taxi rides. And if you miss work because you’re sick or injured, you may have income or job protection from leave of absence programs.