Published on December 17, 2025

What you need to know

The SimplePay Health Plan makes selecting a provider easier. Providers are ranked by three tiers: tier 1, tier 2, and tier 3. Tier 1 providers meet the highest quality standards and have the lowest copays. It’s also easy to get questions answered from your SimplePay Health Valet.

Plan Highlights

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  • It has a $0 deductible, which means the plan starts sharing costs with you immediately.
  • You can go to any provider you like; however, your care is much more cost-effective when you use network doctors in the highest quality tier. SimplePay Health uses the Aetna network of providers.
    • Providers are ranked by three tiers: tier 1 (green), tier 2 (yellow), and tier 3 (red). Tier 1 providers meet the highest quality standards and have the lowest copays.
    • If you are currently enrolled and need to find a network provider, or to see your current providers’ quality tier, visit the SimplePay Health member portal.
    • If you are not enrolled yet, use the provider search function on the pre-enrollment website to find in-network providers.
  • SmithRx provides prescription drug coverage through a network of 65,000+ pharmacies (including Amazon, Walmart, and Costco) and offer a “Find My Meds” tool for cost savings.

What you pay for care

Review the 2026 Medical Plan Comparison Chart to see what's covered by the plan and how much it costs.

Pick a doctor, any doctor

SimplePay Health lets you use any provider you want. But you'll save some major moolah (and avoid balance billing) if you visit doctors in the Aetna network. If you'd like to nominate your provider to join the SimplePay Health/Aetna network, contact a SimplePay Health Valet.

Find an AETNA provider

SmithRx

SimplePay Health plan members’ prescription drug benefits are administered by SmithRx. SmithRx has a robust network of pharmacies and digital tools to help you make smart choices about your medications.

Log in to the SmithRx Member Portal to use the Find My Meds tool—search for in‑network pharmacies near you, compare prescription costs, and see options that fit your budget. If you have questions about your prescriptions, call SmithRx Member Services at 844‑440‑6266. For coverage details, see the SmithRx formulary.

Premise Health

Being a Workmate comes with some great perks. Like Premise Health. You, and your qualified dependents (ages 2+) who are enrolled in your plan, can connect nationwide with a board-certified doctor via your computer or mobile device, 24/7, at no cost. Premise Health virtual care is great for non-emergency issues, or when you can't see your regular doctor.

Sky-high-quality care

As a SimplePay Health plan member, you also have access to Cloud Care, our onsite health center and pharmacy in Pleasanton. Get care from our team of dedicated providers while on campus, and skip an extra stop on your way home.

Get help from a human

No maze of automatic responses when you make a phone call for help. Your SimplePay Health Valet is only an email or phone call away. Contact them at 800-606-3564, Monday–Friday 8 a.m. to 8 p.m. Central time and navigate your health care with confidence.

View SimplePay Health Valet Overview

FYI

Learn more about your plan by reviewing the SimplePay Health Benefits Summary or by contacting your Health Valet.

It's required: Pricing information for covered items and services.

This link—health1.meritain.com—leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.