Post-Enrollment Actions

If you’re currently enrolled in an FSA, make sure to spend the remaining money in your account on qualified expenses by December 31, 2025.

Why is that deadline important? Per IRS regulation, up to a maximum of $660 of your unused 2025 Health Care FSA funds can carry over to 2026. Whereas the Dependent Care FSA doesn’t allow you to carry over any amount—you lose any excess funds you don’t use.

Once you've spent those funds, submit your claims to Benepass via their mobile app or website. Remember, you’ll have until March 31, 2026, to file your claims for qualified expenses incurred in 2025.

Have questions on qualified expenses? Visit the Benepass Help Center page, or contact the Benepass Support team.

If you increased your voluntary employee life insurance by over $100,000, and/or you increased spouse or domestic partner voluntary life by over $50,000, you’ll need to answer some health questions. You’ll see a task in your Workday inbox with a link that takes you to the Unum EOI site. Follow the steps on the Unum site, and when you’re finished, navigate back to Workday and click Submit on the task in your Workday inbox.

If you’re currently enrolled in the supplemental Unum accident, critical illness, and/or hospital insurance plans for 2025, remember to claim your annual Be Well Benefit. Unum will pay you $100 for each covered individual, per line of coverage, who completes an eligible Be Well Benefit screening test and whom you file a claim for by December 31, 2025. Learn more.

If you’re currently participating in the Student Debt 401(k) Match program, remember to confirm your student loan payment history in Fidelity by December 31, 2025, to ensure you receive the eligible match. Workday will make a corresponding true-up contribution to your 401(k) by the end of February 2026.

Maybe! If you’re enrolled in the SimplePay Health plan or one of the Kaiser plans for 2026, you will receive a new medical ID card by the start of January at the home address on file in Workday. Digital versions of your ID cards will also be available through the SimplePay Health and Kaiser mobile apps starting in the new year.

Cigna members: Cigna only issues digital ID cards. You’ll be able to access yours by January 1, 2026, by logging in to your account on my.Cigna.com or through the Cigna mobile app.

SimplePay Health plan members: Your new card will reflect SmithRx as your new prescription benefit provider. Make sure to start using your new card with your doctor and pharmacy beginning January 1, 2026.

If you enrolled in the Cigna Smart plan or Kaiser Smart plan, keep the following in mind when it comes to your HSA:

• If you just switched to a Smart Plan for the first time, it’s critical for you to set up your HSA with Fidelity. If you don’t set it up, your contributions cannot be deposited in your account, either your own and/or those from Workday. Look for an email notification from Fidelity in mid-December to take care of it.
• In 2026, you can contribute up to $3,400 (employee only) or $6,750 (employee + one or more dependents) to your HSA, not including the contributions from Workday. Contribute up to $1,000 more if you’ll be age 55 or older in 2026.
  • Note: You can change your HSA contributions at any point during the year in Workday. Read how.
• Workday’s contribution will be credited to your HSA each pay period (spread out over 24 pay periods), just like your contributions.

Tip: Review this HSA Reference Guide, and talk with Fidelity if you have questions about your HSA.